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പ്രോപ്പർട്ടി പർച്ച

hmbv]bpsS Bh-iyw

^vfmäv hm§p-¶-Xn\pw, `qan hm§p-¶-Xn\pw hoSv hm§p-¶-Xn\pw IS-ap-dn-IÄ hm§p-¶-Xn\pw Ch ]Wn-bp-¶-Xn\pw hmbv] A\p-h-Zn-¡p-¶-Xm-Wv. F¶m Ita-gvk-y Bh-i-y-§Ä¡v Cu ]²Xn{]Imcw hmbv] A\p-h-Zn-¡p-¶-X-Ã.


hmbv]-¡p-ff AÀlX

hcp-am-\-¯nsâ ASn-Øm-\-¯n am{X-ta Cu ]²Xn {]Imcw hmbv] A\p-h-Zn-¡p-I-bp-Åp. hmbv]-¡m-csâ hcp-am-\hpw hmbv] Xncn-¨-S-bv¡p-¶-Xn-\p-ff Ignhpw hmbv] A\p-h-Zn-¡p-Xn-\p-ff apJy LS-I-am-bn-cn-¡pw. hoSv/^vfmäv/IS-ap-dn-IÄ apX-em-bh ]Wn-bp-¶-Xn-\p-ff hmbv]bv¡v At]-£-I\v Fd-Wm-Ipfw PnÃ-bn kz-´-ambn `qan D­ണ്ടm-bn-cn-¡-Ww.


hmbv]m ]cn[n

]c-am-h[n hmbv]-¯pI 40 e£w cq] Bbn-cn¡pw. ^vfmäv, hoSv F¶nh hm§p-¶-Xn\v ]c-am-h[n 30 e£w cq]-hsc am{Xta A\p-h-Zn-¡p-I-bp-Åp. 25 e£w cq] hsc-bp-ff hmbv]I-fn hm§p-hm-\p-t±-in-¡p¶ hkvXp, sI«nSw, ^vfmäv F¶n-h-bpsS amÀ¡äv hne-bpsS 60% hscbpw 25 e£-¯n-\p-ap-I-fnepff hmbv]-I-fn 50% hscbpw hmbv] A\p-h-Zn-¡p-¶-Xm-Wv.

F¶m hmbv]bv¡v CuSmbn asämcp hkvXp \ÂIp-Itbm asäm-cp hkvXphpw hm§p¶ hkvXphpw IqSn Iq«mbn \ÂIp-Itbm sN¿p-t¼mÄ CuSp hm§p¶ hkvXp-¡-fpsS aXn-¸p-hnebpsS 70 iX-am-\tam hm§p¶ aXn-¸p-hn-e-bpsS (hm-§p¶ hkvXp-hn\v {]tX-yIw aXn-¸p-hne \nÝ-bn-¨n-cn-t¡-­-ണ്ടXm-Wv.) 90 iX-am-\tam GXmWv Ipdhv B XpI hmbv]-bmbn A\p-h-Zn-¡m-hp-¶-Xm-Wv. sI«nSw ]Wn-bp-¶-Xn\v FÌn-ta-änsâ 70% htcbpw hmbv] A\p-h-Zn-¡p-¶-Xm-Wv.


hmbv]m hnX-cWw

hoSv, ^vfmäv/IS-ap-dn-IÄ F¶nh ]Wn-bp-¶-Xn-\p-thണ്ട-­n-bp-ff hmbv] A©v KUp-I-fmbn hnX-cWw sN¿p-¶-Xm-Wv.

  1. Hä \ne-sI-«nSw

  1. H¶mw KUp

hmbv]-¯p-I-bpsS 10% A\p-h-Zn-¡-s¸« hmbv] hm§p¶-Xn-\m-h-i-y-amb \nÀ±njvS {]am-W-§fpw Ah H¸n«v \ÂIp¶ Znhkw hsc-bp-ff CuSv hkvXphnsâ IpSn-¡nS kÀ«n-^n-¡äpw _Ô-s¸« imJ-bn lmP-cm-¡p¶ apdbv¡v H¶mw KUp hnX-cWw sN¿m-hp-¶-Xm-Wv.

  1. ണ്ടmw KUp

hmbv]m-¯pI-bpsS 20 iX-am\w sI«n-S-¯nsâ Xd ]Wn Ign-ªm c­ണ്ടmw KUp hnX-cWw sN¿mhp-¶-Xm-Wv.

  1. aq¶mw KUp

enâ seh hsc ]Wn ]qÀ¯o-I-cn-¨m hmbv]-¯p-I-bpsS 30 iX-am\w hnX-cWw sN¿mhp-¶-Xm-Wv.

  1. \memw KUp

hmbv]m-¯pI--bpsS 30 iX-am\w sI«n-S-¯nsâ ta¡q-c-bpsS ]Wn-I-gn-ªm hnX-cWw sN¿mhp-¶-Xm-Wv.

  1. A©mw KUp

Ah-km\ KUp-hmb tijn-¡p¶ 10 iX-am\w sI«n-Sw ]Wn ]qÀ¯n-bm¡n ho«p \¼dpw C³jp-d³kvt]m-fn-knbpw lmP-cm-¡p¶ apdbv¡v hnX-cWw sN¿mhp¶-Xm-Wv.

  1. H¶n¡qSp-X \ne-I-fp-ff hoSv

  1. H¶mw KUp

hmbv]m-¯p-I-bpsS 10 iX-am\w XpI A\p-h-Zn-¡-s¸« hmbv]¯pI hm§p-¶-Xn-\m-h-i-y-amb \nÀ±njvS {]am-W-§fpw Ah H¸n«v \ÂIp¶ Znhkw hsc-bp-ff CuSv hkvXp-hnsâ IpSn-¡S kÀ«n-^n-¡äpw _Ô-s¸« imJ-bn lmP-cm-¡p¶ apdbv¡v H¶mw KUp hnX-cWw sN¿mhp¶-Xm-Wv.

  1. ണ്ടmw KUp

hmbv]m-¯p-I-bpsS 20 iX-am\w sI«n-S-¯nsâ Xd ]Wn Ign-ªm cണ്ട­mw KUp hnX-cWw sN¿mhp¶Xm-Wv.

  1. aq¶mw KUp

H¶mw \ne-bpsS hmÀ¡ Ign-ªm hmbv]-¯p-I-bpsS 30 iX-am\w hnX-cWw sN¿mhp¶Xm-Wv.

  1. \memw KUp

Ah-km\ \ne-bpsS ta¡q-c-bp-sS ]Wn Ign-ªm hmbv]-¯p-I-bpsS 30 iX-am\w hnX-cWw sN¿m-hp-¶-Xm-Wv.

  1. A©mw KUp

Ah-km\ KUp-hmb tijn-¡p¶ 10 iX-am\w sI«n-Sw ]Wn ]qÀ¯n-bm¡n sI«n-S \¼dpw C³jp-d³kvt]m-fn-knbpw lmP-cm-¡p¶ apdbv¡v hnX-cWw sN¿mhp¶Xm-Wv.

H¶pw cണ്ടpw KUp-¡Ä hnX-cWw \S-¯p-t¼mÄ CuSv hkvXp-hnsâ aXn-¸p-hn-e-bpsS 50 iX-am-\-¯n A[n-I-cn-¡p-hm³ ]mSp-f-f-X-Ã.

Øew, ^vfmäv, hoSv, IS-ap-dn-IÄ hm§p-¶-Xn-\p-ff hmbv]-bpsS Imc-y-¯n {]am-W-§Ä _m¦n lmP-cm-¡p¶ apdbv¡v hn¡p-¶--bm-fpsS t]À¡v hmbv]-¯pI Hcp-an¨v Unamâv {Um^vämbn hnX-cWw sN¿p-¶-Xm-Wv. hmbv]-¡m-csâ kz´w apX apS¡v hmbv]m-t]£ kaÀ¸n-¡p-¶-tXm-sSm¸w _m¦n AS-bvt¡ണ്ട-­-Xm-Wv.



Xodv hm§m-\p-t±-in-¡p¶ hkvXp/sI«nSw/^vfmäv Xs¶ hmbv]bv¡v CuSv \ÂIm-\p-t±-in-¡p¶ kml-N-c-y-¯n imJ-IÄ Xmsg ]d-bp¶ \S-]-Sn-{Iaw ]men-¨n-cn-¡-Ww.

  1. At]-£-tbm-sSm¸w FÃm dh-\yq dn¡mÀUp-Ifpw Icw AS¨ ckoXpw B[m-c-¯n-sâbpw ap¶m-[m-c-¯n-sâbpw t^mt«m-tIm-¸nbpw hm§n \nb-tam-]-tZiw tXSn, slVm-^o-kn-te-¡-b¨v A\p-hmZw t\Sn-bn-cn-¡-Ww.

  2. taÂ{]-Imcw A\p-hmZw e`n¨ At]-£-I-fn B[m-c-Zn-hkw Xs¶ FÃm {]am-W-§fpw H¸n«p hm§p-Ibpw B[m-c-t¯m-sSm¸w Klm³ sN¿n¡p-Ibpw thWw. Klm³ sN¿p-hm³ Ign-bmsX hcp¶ kml-N-c-y¯n A¶p-Xs¶ Xodm-[m-c-t¯m-sSm¸w hmbv]-bpsS 4 iX-am\w hcp¶ XpIbv¡v (]-c-am-h[n 10,000/þI) ]W-bm-[mcw IqSn sN¿n-t¡-ണ്ട­-Xm-Wv.

  3. IqSmsX k_v cPn-kv{Sm-^o-kn \n¶v Xodm-[mcw {_m©v amt\-PÀ¡v ssI¸-äp-¶-Xn-\p-ff A[n-Im-c-]-{Xhpw, Xodm-[mcw e`n-¡msX h¶m AXp-aqew _m¦n-\p-­ണ്ടm-hp¶ kIe \jvS-§Ä¡pw hmbv]-¡m-c\pw Pma-y-¡mcpw D¯-c-hm-Zn-I-fm-bn-cn-¡p-sa¶v ImWn-¡p¶ indemnity bond hm§n-bn-cn-t¡-­-ണ്ടXm-Wv. ssSän UoUv e`n-¡p¶ apdbv¡v Klm³ sNbvXn-«n-sÃ-¦n CuI-zn-ä-_nÄ tamÀ«vtKPv \S-¯n-bn-cn-t¡-­-ണ്ടXm-Wv.


Xodm[mcw \S-¡p-t¼mÄXs¶ hn¸-\-¡m-c\v ssIam-d-¯-¡-h®w hmbv] Nne-sh-gpXn _m¡n XpI At]-£-Isâ A¡u-ണ്ടn \ns¶-Sp¯v hn¸-\-¡m-csâ t]cn B imJ-bn am{Xw amdm-hp¶ Hcp Unamâv {Um^väv Cjyq sNt¿-­-ണ്ടXm-Wv. Xodm-[m-chpw upto date _m[-yXm kÀ«n-^n-¡äpw Bh-i-y-ap-ff aäp tcJ-Ifpw imJ-bn e`n-¡p¶ apdbv¡v am{Xta Sn Unamâv {Um^väv ]W-am-¡m³ A\p-h-Zn-t¡ണ്ട-­-Xp-Åp. C¡m-cyw hmbv]-¡m-c-t\m-Spw, hn¸-\-¡m-c-t\mSpw ap³Iq«n ]d-tbണ്ട-­Xpw t_m[-y-s¸« hnhcw FgpXn hmt§-­-ണ്ടXp-am-Wv.


hmbv]m Imem-h[n

hmbv]-bpsS Imem-h[n hmbv]-¡m-csâ Bh-i-y-a-\p-k-cn¨v Hcp hÀjw apXÂ 10 hÀjw hsc Xocp-am-\n-¡m-hp-¶-Xm-Wv. sI«nSw ]Wn-bp-¶-Xn-\p-ff hmbv] hm§n 13þmw amkw XpS-§n-bpw, hoSv/sI«nSw hm§p-¶-Xn-\p-ff hmbv] hm§n ASp¯ amkw apXepw Xncn-¨-Shv Bcw-`n-t¡-­-ണ്ടXm-Wv. hmbv]-¯pI C.-Fw.sF.h-y-h-Ø-bntem/Znhk _m¡n hy-h-Ø-bn-tem (diminishing) Xncn-¨-S-bv¡m-hp-¶-Xm-Wv.


]eni

AXmXp Imew _m¦v Ub-d-IvSÀ t_mÀUv \nÝ-bn-¡p¶ tXmXn ]eni CuSm-¡p-¶-Xm-Wv. hmbv]-bpsS {]Xn-amk KUp-¡Ä IrX-y-ambn AS-¨n-sÃ-¦n IpSn-ÈnI KUpkwJ-ybv¡v hmbv]m ]en-i¡v ]pdta {]Xn-hÀjw 3 iX-am\w \nc-¡n ]ng ]eni CuSm-¡p-¶-Xm-Wv.


hmbv] D]-tbm-Kn¨v hm§p¶/]Wn-bp¶ sI«n-Shpw Øehpw _m¦n\v ]W-b-s¸-Sp-t¯-­-ണ്ടXm-Wv. F¶m IqSp-X Dd¸v thW-sa¶v _m¦n\v tXm¶p-¶-]£w aäv hkvXp CutSm DtZ-ym-KØ/BÄ Pma-ytam Häbvt¡m Iq«mtbm Bh-i-y-s¸-Sm-hp-¶-Xm-Wv. ]Icw hkvXp CuSmbn \ÂIp¶ hmbv]-I-fn hmbv] D]-tbm-Kn¨v hm§p¶ hkvXp-hnsâ B[m-c-¯nsâ t^mt«m tIm¸n lmP-cm-¡n-bm aXn-bm-Ip-¶-Xm-Wv. hmbv]mt]£-I³ DtZ-ym-K-Ø-\m-sW-¦n \nÀ±njvS t^md-¯n i¼f kÀ«n-^n-¡äpw, i¼f dn¡-hdn kÀ«n-^n-¡äpw lmP-cm-¡Ww. 50 iX-am-\-¯n-e-[nIw i¼-f-dn-¡-hdn Dണ്ട­m-bn-cn-¡p-hm³ ]mSp-Å-X-Ã.


hmbv]-bpsS Ah-km-\-KUp e`n-¡p-¶-Xn\v ap³]v hoSv/^vfmäv/sI«nSw hmbv]m-¡m-c-sâbpw _m¦n-sâbpw Iq«mb t]cn hmbv]-bpsS Imem-h-[n-hsc C³j-zÀ sNbvXn-cn-¡-Ww.


hmbv]-bpsS BZ-y-KUp hm§n 12 amk-¯n-\Iw sI«nSw ]Wn ]qÀ¯n-bm-¡m-¯-]£w hmbv]m hnX-cWw \nÀt¯-­ണ്ടXpw hmbv]m¡mcsâ At]£ hm§n ssI¸-änb hmbv]-¯p-I-bpsS ASn-Øm-\-¯n Xncn-¨-Shv ]p\À\nÀ®bw tNt¿-­-ണ്ടXp-am-Wv.


hmbv]-IÄ property purchase loan F¶ hn`m-K-¯n DÄs¸-Sp-t¯-­-ണ്ടXm-Wv.


hmbv]-sb-Sp¯v cണ്ടp-hÀj-¯n-\p-Ån t¢mkv sN¿p¶ tIkp-I-fn A\p-h-Zn¨ hmbv]-¯pI bpsS 1% \nc-¡n kÀÆokv NmÀÖpw \nÝnX \nc-¡n kÀÆokv SmIvkpw CuSm-t¡-­-ണ്ടXm-Wv.


Fd-Wm-Ipfw PnÃ-bv¡v ]pd-¯p-ff hkvXp hm§p-¶-Xn\pw Cu ]²Xn {]Imcw hmbv] A\p-h-Zn-¡p-¶-Xm-Wv. F¶m CuSp hkvXp Fd-Wm-Ipfw PnÃ-bn Xs¶ DÅ-Xm-bn-cn-t¡ണ്ട-­-Xm-Wv.


aäv hkvXp-¡-fpsS Dd-¸n-t·Â A\p-h-Zn-¡p¶ hmbv]-I-fn hmbv] D]-tbm-Kn¨v hm§p¶ hkvXp-hnsâ B[m-c-¯nsâ t^mt«m-tIm¸n amt\-PÀ AäÌp sNbvXv aäv {]am-W-§-tfm-tSm¸w kq£n-¨n-cn-t¡-­-ണ്ടXm-Wv.


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യുവശക്തി വായ്പാ പദ


  1. *A`y-kvX-hn-Zy-cmb bphm-¡Ä _nkn-\Êv kwcw-`-§Ä Bcw-`n-¡p-¶-Xn-\mbn Ct¸mÄ apt¶m-«p-h-cp-¶p­v. Ahsc t{]mÕm-ln-¸n-¡p-hm-\mWv Cu hmbv]m kvIow \S-¸n hcp-¯p-¶-Xv.

  2. *22 hbÊv apX 45 hbÊv hsc-bpÅ F³Po-\o-b-dnwKv _ncp-Z-[m-cn-IÄ¡pw/Unt¹ma/_nkn-\Êv _ncp-Z-[m-cn-IÄ¡pw C´y³ ]mÀ«-WÀjn¸v BÎv/C´y³ I¼-\okv BÎv/{SÌv BÎv/Nmcn-ä-_nÄ skmssk-äokv BÎv A\p-k-cn¨v cPn-ÌÀ sNbvXn-«pÅ Øm]-\-§Ä¡pw AÀl-X-bp-­ണ്ടm-bn-cn-¡pw.

  3. *Cu hmbv]bpsS ]cn[n 30 e£w hscbmbn-cn-¡pw.

  4. *Imem-h[n 10 hÀj-am-bn-cn-¡pw.

  5. *]eni AXm-Xp-Imew _m¦v `c-W-k-anXn \nivN-bn-¡p¶ \nc-¡n CuSm-¡p-¶-Xm-Wv. Ct¸mÄ 13% Bbn \nP-s¸-Sp-¯n-bn-cn-¡p-¶p. IpSn-Èn-I-bm-bm IpSn-Èn-I-Xp-Ibv¡v 3% \nc-¡n ]ng-]-eni CuSm-¡p-¶-Xm-Wv.

  6. *hni-Z-amb t{]mPÎvdnt¸mÀ«v At]-£-tbm-sSm¸w kaÀ¸n-¨n-cn-¡-Ww. t{]mP-Însâ 70% hsc hmbv] A\p-h-Zn-¡m-hp-¶-Xm-Wv.

  7. *At]-£n-¡p¶ hmbv]m-Xp-I-bpsS Cc«naXn¸phne-bpÅ hkvXp Pmayhpw BÄ Pmayhpw CuSmbn \ÂtIണ്ട-­-Xm-Wv.

  8. *Cu hmbv]bv¡v CuSmbn \ÂIp¶ Ømh-c-Pw-Ka hkvXp-¡Ä _m¦nsâ t]cn Klm³ sNbvXn-cn-¡-Ww.

  9. *t{]mPÎv hmbv]bv¡v _m[-I-amb asäÃm hyh-Ø-Ifpw Cu hmbv]bv¡pw _m[-I-am-bn-cn-¡pw.

  10. *hmbv]-bpsS Xncn-¨-Shv EMI Scheme A\p-k-cn-¨m-bn-cn-¡pw.

  11. *I¼-\n-bpsS t]cn-epÅ hmbv] hnX-cWw sN¿p-¶-Xn\p ap³]mbn Registrar of Companies  charge create sNt¿ണ്ട-­-Xm-Wv.

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സ്‌ത്രീശക്തി വായ്പ


  1. *kv{Xoimào-I-c-W¯nsâ `mK-ambn h\nXm kwcw-`-Isc t{]mÕm-ln-¸n-¡p-¶-Xn-\p-th-­ണ്ട n-bmWv Cu kvIow. A`y-kvX-hn-Zy-cmb h\n-X-IÄ¡v Iq«mbn ]pXnb kwc`w XpS-§p-hm³ Cu kvIow {]tbm-P-\-s¸-Sp-¯m-hp-¶-Xm-Wv. IqSmsX \à coXn-bn {]hÀ¯n-¡p¶ IpSpw-_-{io-IÄ¡pw Cu kvIow {]tbm-P\w sN¿pw.

  2. *hyàn-IÄ¡pw, Npcp-§n-bXv 3 t]cpw ]c-am-h[n 10 t]cpw AS-§p¶ {Kq¸p-IÄ¡pw (]mÀ«-WÀjn¸v hyh-Ø-I-fpsS ASn-Øm-\-¯n kwcw-`-§Ä XpS-§p-¶-hÀ¡v) Cu hmbv]bv¡v AÀl-X-bp-­ണ്ടm-bn-cn-¡pw.

  3. *Cu hmbv]-bpsS ]cn[n 10 e£w cq] hsc-bm-bn-cn¡pw.

  4. *h\n-X-IÄ XpS-§p¶ Imä-dnwKv bqWn-äv, t_¡dn bqWn-äv, ]uÄ«n-^mw, hnh-c-km-t¦-Xn-I-hnZy, BÀ«n-^n-jy PzÃdn ta¡nwMv, _yq«ojy³ bqWnäv apX-emb Bh-iy-§Ä¡v Cu hmbv] \ÂIm-hp-¶Xv.

  5. *]eni AXm-Xp-Imew _m¦v `c-W-k-anXn \nivN-bn-¡p¶ \nc-¡n CuSm-¡p-¶-Xm-Wv. Ct¸mÄ 13% Bbn \nP-s¸-Sp-¯n-bn-cn-¡p-¶p. IpSn-Èn-I-bm-bm IpSn-Èn-I-Xp-Ibv¡v 3% \nc-¡n ]ng-]-eni CuSm-¡p-¶-Xm-Wv.

  6. *hni-Z-amb t{]mP-Îv dnt¸mÀ«v At]-£-tbm-sSm¸w kaÀ¸n-¨n-cn-¡-Ww. t{]mP-Îv dnt¸mÀ«nsâ 70 iX-am\w hsc hmbv] \ÂIp-¶-Xm-Wv.

  7. *At]-£n-¡p¶ hmbv]-bpsS 170% hne-bpÅ hkvXp Pmayhpw kwcw-`-IÀ FÃm-hcpw Pmayhpw CuSmbn \ÂtIണ്ട Xm-Wv. CuSv hkvXp Fd-Wm-Ipfw PnÃ-bnÂs¸-«-Xm-bn-cn-¡-Ww.

  8. *Cu hmbv]bv¡v CuSmbn \ÂIp¶ Ømh-c-Pw-K-a-h-kvXp-¡Ä _m¦nsâ t]cn Klm³ sNbvXn-cn-¡-Ww.

  9. *t{]mPÎv hmbv]-bv¡v _m[-I-amb asäÃm hyh-Ø-Ifpw Cu hmbv]bv¡pw _m[-I-am-bn-cn-¡pw.

  10. *hmbv]-bpsS Imem-h[n ]c-am-h[n 10 hÀjw-h-sc-bm-bn-cn-¡pw.

  11. *hmbv]-bpsS Xncn-¨-Shv EMI kvIow A\p-k-cn-¨m-bn-cn¡pw.

  12. *DtZym-KØ Pmay-¯n A\p-h-Zn-¡p-¶-X-Ã.


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